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5 Best Refer and Earn UPI Apps Earn Free Money Online

UPI is not only a fast and secure mode of online money transfer but you can also earn with the top UPI apps. The apps like Google Pay, PhonePe, Paytm, etc. offer cashback on money transfers. There is no charge for UPI money transfer as well. These apps have revolutionized the way people do money transactions. 

1. PhonePe

PhonePe is one of the first apps to support UPI payment and provides an opportunity to earn money. With PhonePe, you can earn cashback on money transfer, mobile recharge, scan and pay, and other transactions. To earn scratch cards refer a new user to PhonePe you can also earn Rs.100 with PhonePe refer offer. The scratch card will be credited as a reward after the first transaction of your referred user. You can earn unlimited cashback by inviting more and more friends.

How to Earn with PhonePe App

  • Download phonepe app
  • Register using mobile number & password. 
  • Create your unique UPI Id.
  • You will receive Rs.100 cashback after linking bank account to phonepe.
  • Now open the left sidebar > click on the “invite and earn” option.
  • There you will get to see a referral link saying Send it to your friends who are new to PhonePe.
  • Ask them to download the app only through your link.
  • you get referral cashback on PhonePe wallet if your friend does any transaction through phonepe for the first time.

2. Google Pay

Google pay is also popular for its attractive offers. With the Google Pay referral offer you earn Rs. 81 per referral. Share your Google Pay Referral code to earn cashback directly into your linked bank account. You can also earn scratch cards for money transfers on the app. The scratch card gives cashback that is directly credited to the bank account of the user.

How to Earn with Google Pay? 

  • Download Google Pay app
  • Register using mobile number and password. 
  • Create your unique UPI Id.
  • You will receive Rs. 82 cashback after linking a bank account to Google Pay.
  • Click on the “invite and earn” option.
  • There you will get your referral link like Send it to your friends who are new to Google Pay.
  • Ask them to download the app only  through your link.
  • You get Rs. 101 in the bank account if your friend does any transaction through Google Pay for the first time. 

3. Paytm

Paytm has also made the UPI feature available for users. All you need to do is to open a Paytm Payments Bank account or link another bank account to start using Paytm UPI on Paytm App. Refer and earn is also available on Paytm App. Once you activate UPI on Paytm App, you can transfer money without any charges. You can also unlock Paytm UPI offers on recharge, bill payment, money transfer, and more. 

Also, to earn cashback, share your Paytm UPI referral code. You earn up to Rs. 100 for every successful referral. The cashback will be credited after the first successful transaction of your friend.

How to Earn with Paytm UPI?

  • Download Paytm app
  • Register using mobile number & password. 
  • Create your unique UPI Id.
  • You will receive upto Rs.100 ,cashback after the first transaction using Paytm UPI
  • Click on the “invite and earn” option. 
  • There you will get to see your referral link saying Send it to your friends who are new to Paytm UPI
  • Ask them to download app only through your link only
  • You get Rs. 100 in your wallet if your friend does any transaction through Paytm for the first time.

4. Amazon Pay UPI

The e-commerce giant recently introduced a UPI payments feature for android users. You can transfer money to any UPI ID or Scan QR code and unlock rewards. Amazon has also launched refer and earn offers. You can refer users to Amazon Pay UPI and earn Rs. 75 for every successful referral. The cashback will be credited once your invited friend does his first UPI transaction – money transfer, scan and pay, or FASTag recharge.

Amazon UPI referral code: P8Y55W

  • Download Amazon Pay app
  • Register using mobile number & password.
  • Create your unique UPI Id.
  • After first transaction using Amazon Pay UPI you will receive Rs.75 cashback
  • Click on the “invite and earn” option.
  • There you will get to see your referral link saying Send it to your friends who are new to Amazon Pay UPI
  • Ask them to download the app only through your link.
  • You get Rs.75 in your wallet if your friend does any transaction through Paytm for the first time.

5. Airtel Thanks App

This app helps users to manage their Airtel accounts and at the same time, it is a source for hassle-free payments. Airtel has also acquired a Payments Bank license. So to get started you can open an Airtel Payments bank savings account or link any other bank account. Airtel offers an Rs. 50 worth discount coupons on every successful referral. As soon as your friend signs up on the Airtel Thanks app you will be eligible for the referral reward.

How to Earn with Airtel UPI?

  • Download Airtel Thanks App
  • Register using mobile number and password. 
  • You will receive Rs.50 discount coupon
  • Click on the “invite and earn” option.
  • There you will get to see your referral link saying Send it to your friends who are new to Paytm UPI
  • Ask them to download the app only through your link.
  • When your friend completes registration you both get Rs. 50 discount coupon each.

Frequently Asked Questions

How to earn money with UPI apps?

You need to share your referral link or code with a friend. The referral reward will be credited once your friend links his bank account and completes his first UPI transaction.

Which is the best for referring and earn?

Here we have mentioned the 5 best apps for UPI refer and earn. Share your referral code with friends to earn rewards. The reward will be credited after the 1st transaction of your invited friend.

What is the referral offer on Google Pay?

On a successful referral, google Pay provides direct cashback in your bank account. You need to share your referral code with a user who has never created an account on Google Pay. The referral reward will be credited once the user completes his/her first UPI transaction on Google Pay. 

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